http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1081 2026-04-04T01:12:30Z 2026-04-04T01:12:30Z Hossain, Md. Sazzad http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1584 2019-03-13T07:42:44Z 0004-01-01T00:00:00Z

Comparative Analysis of Classified Loan and Provision for Loan between Islamic Banks and Conventional Banks of Bangladesh Hossain, Md. Sazzad Bank is the center and base of economic activities of modern times. Without banks economic activity of any country can't run properly. Therefore nowadays every country has different kinds of banks to run its economic activities. Bangladesh has different kinds of banks like conventional banks, Islamic banks, foreign banks, government banks etc to run its economic activities. At present Bangladesh have seven Islamic banks and twenty three conventional banks. Financial strength of these banks is very important for economic growth of the country. If banks are financially weak then it has negative impact on the country's economy, on the other hand if banks are financially strong then it has positive impact on the country's economy. So defining the financial strength of these banks is very important. There are lots of factors by which financial strength of banks are determined. One of the factors is loan. Determining the performance of loan maintenance of a bank, it is possible to identify the financial strength of a bank. Now the performance of loan maintenance depends on various factors like classified loan, provision for loan etc. this report focuses on these two factors to compare the financial strength between Islamic banks and conventional banks of Bangladesh. This report shows that ratio of classified loan to total loan of Islamic banks is above 10% over the five years, whereas ratio of classified loan to total loan of conventional banks is below 5% over the five years. It is clear that ratio of classified loan is not satisfactory for Islamic banks, but it is satisfactory for conventional banks. The main reason for high ratio of classified loan of Islamic banks is ICB Islamic Bank has above 50% loan as classified loan over the last five years. This indicates conventional banks are more effective in loan maintenance than Islamic banks. Another indicator of loan maintenance is provision for loan. The report shows amount of provision for loan is increasing over the last five years for both Islamic and conventional banks. The positive thing of high provision is credit risk of banks is reducing but the negative thing is profitability of banks is reducing. If profitability of banks reduces for having high provision, it indicates that banks loan maintenance is not good. By analyzing two factors it shows that banks are not performing well in loan maintenance. The report also shows the relationship of classified loan with different variables in the regression analysis part. Classified loan is positively related with total loan, total asset & age and adversely related with total deposit, net profit and no of branches. It indicates if total loan, total asset & age increases then classified loan increases, whereas if total deposit, net profit & no of branches increases then classified loan decreases. As the loan maintenance of the two banking industry of Bangladesh is not satisfactory, therefore banks should take necessary steps to improve the condition for the welfare of the economy. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh.

0004-01-01T00:00:00Z Khan, Muhammad Kawsar http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1583 2019-03-13T07:42:44Z 0012-01-01T00:00:00Z

Project Report on Performance Evaluation of ICB Mutual Funds Khan, Muhammad Kawsar A Sound Capital Market ensures greater mobilization of domestic savings and also ensures bordering the base of industrial ownership. The sound Capital Market also assists the entrepreneurs whether in the private or public sector to acquire capital for a feasible project. The importance of sound Capital Market need not over emphasized as it contributes to the real economic growth of a country. The speedy Development of industrial activities in the country needs the support of a balanced and efficient Capital Market. Bangladesh is one of the least developed countries in the world with minimum natural and financial resources. The development of Bangladesh is being hindered due to lack of insufficient capital. To accelerate the phase of industrialization through the development of capital market and broadening the base of investment, The Investment Corporation of Bangladesh (ICB) was established on 1 October 1976. The establishment of rCB was a major step in a series of measures undertaken by the Government to accelerate the pace of industrialization and to develop a well-organized and vibrant Capital Market particularly secuties market in Bangladesh. There are several departments in rCB, which are involved in managing investors, accounts, mutual funds, unit funds and others matters related to capital market. My main focus on this report is ICB's mutual funds. rCB floated eight mutual funds, which are close-end mutual funds. Total paid up capital of eight mutual funds is Tk. 1775.00 lac . Mutual fund department should be innovative, explorative and dynamism. ICB should specially emphasize on the operations and management of mutual fund because most of the small investors are key clients of mutual fund. ICB should concentrate to increase the performance of its mutual fund and way to find out the path for overcoming the problems of operations. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh.

0012-01-01T00:00:00Z Das, Shipra http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1100 2019-03-13T07:42:44Z 0012-01-01T00:00:00Z

A Study on SME Banking in Bangladesh Das, Shipra There is a great supportive role of banking system in human society. It plays a vital role for the economic development of a country. The local banking system of Bangladesh is developing their services day by day by following the multinational banks. Standard Chartered Bank is one of multinational bank who is leader and follower of the other local banks. At the same time it brings different modem technology in our banking culture. In Bangladesh Standard Chartered Bank operate the banking operation over the Sixty five (65) years In that time it did lots of changes in this sector and it promoted many new ideas in this sector Standard Chartered Bank is trying to develop economic condition of the country. In the SME, SCB has five different products for their different customer choice. Today this bank provides loan facility TK 10 Lacs (BDT 1 million) to TK 4 crore (BDT 40 million) to that small and medium enterprise that has no easy access to banks or financial institutes. It is a huge amount of money that SCB providing for their customer in the SME loan. The success of SME will largely depends on the selection of a business and person behind the business. Standard Chartered Bank provides this facility like other local private banks to those whose business operation is minimum two years and environment friendly business. At the same time the business should be legally registered and must have valid trade license. The entrepreneur should be physically able, preferably between the ages 25 to 60. Entrepreneurs must have the necessary technical skills to run the business and acceptable social standing in the community. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh.

0012-01-01T00:00:00Z Jaky, Junidul Islam http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1099 2019-03-13T07:42:44Z 0004-01-01T00:00:00Z

An Appraisal of IFIC Bank Limited Jaky, Junidul Islam Internship is a prerequisite for completing the practical side to fulfill the BBA program. This internship report is based on practical experience at the IFIC Bank, Pallabi Branch. This report contains several parts. In first part of this report contains some description about the Banking Sector and perspective of the IFIC Bank ltd. The Next part overall details of company are described which includes history and background of the company, their corporate mission and vision. What are their core objectives, strategies and milestone in developments.Then described about different banking segments & major functional department of IFIC Bank. Information on IFIC Bank's product and services are given on the later part of the report. Then in the next part have shown the Composition of Boardand Organogram of IFICBL. Here I have also presented the some information of modem technology and automation information system used by IFIC Bank Ltd. In the next phase of the report I tried to analyze the financial position and performance of IFICBL, presented graphical presentation for better understanding. I focused on key element that plays a big part in the business. For the analysis of the financial position and performance of lFICBL I have used last five years data. During my internship program in this branch I have found some lacings. After that 1 also found that the some problems of IFIC Bank Ltd. under the study period. It is to be mentioned that this is from my point of view. I have also pointed out some suggestions which I believe to be the best form to solving that the problems and IFIC Bank Ltd. will be better perform in future and bank will be a great position among the all banks in Bangladesh. Finally I observed that IFIC Bank Ltd. will ensure the better services to the people of Bangladesh and they will be more contribution on development of economy of Bangladesh. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh.

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