http://dspace.ewubd.edu:8080/xmlui/handle/123456789/920 Sat, 04 Apr 2026 01:00:10 GMT 2026-04-04T01:00:10Z http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1126 An Appraisal of Financial Performance of UCB. Zerin, Ismat This report is based on the Financial Performance of United Commercial Bank.Internship program is the per-requisite for the graduation in BBA. Classroom .discussion alone cannot make a student perfect in handling the real business situation; before, it is an opportunity for the students to know about the real life situation through this program. A report has to be built for the university and organization requirement. Bank is an economic institution whose main aim is to earn profit through exchange of money & credit instruments. The banking sector of Bangladesh is passing through a tremendous reform under the economic deregulation and opening up the economy. Currently this sector is becoming extremely competitive with the arrival of :multinational banks as well as emerging and technological infrastructure, effective credit management, higher performance level and utmost customer satisfaction. The Bank divides its operation mainly three parts- General Banking, Foreign Exchange and Loan & Advances. In the organization part of this report, I will discuss about the banking system of different divisions and all of their products and services for their customers. I have done three months internship program in UCB. So from my job responsibilities, I have gained practical knowledge about banking sectors and the working environment. Also, from my working experience and observation I have found out some problems which are very crucial. In the future, those problems can create the main barrier for them to compete with other banks. According to the problems, I have tried to give some recommendation which I think will be beneficial for the bank. In my report, at first I have described the objective of my analysis and the process how I will discuss the results of my analysis in a table. So, for the analysis I have collected the financial statements of United Commercial Bank- Balance sheet, Profit & Loss account and Cash- flow statement over last five years. At the beginning, I have shown the last five years glance of United Commercial Bank in a table and after that I will show last five years growth rate and different types of ratio analysis. I will also show the horizontal analysis of balance sheet over last five years where the changes in amount and in percentage will be described. To talk about the results of analysis, I will show some tables with discussion of some important particulars of balance sheet- Investment, Loan, Deposits, Interest income and expense, Fixed assets, Total assets, Total liabilities and Total shareholder's equity. From the discussion of all the analysis, a conclusion will be drawn where I will discuss about the overall changes and the actions that the bank should take to improve themselves. In my internship report I will also show the Highlights of Last Five years also I will show the Balance Sheet and profit and Loss accounts over the last five years. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh. Fri, 01 Jan 0012 00:00:00 GMT http://dspace.ewubd.edu:8080/xmlui/handle/123456789/1126 0012-01-01T00:00:00Z http://dspace.ewubd.edu:8080/xmlui/handle/123456789/968 “Appraisal of Credit Risk Management Policy of Prime Bank Limited.” Akhter, Sharifa Tahmina From the inception of the civilization the banking sector has been dominating the economic development of a country by mobilizing the saving from the general people and channeling those saving for investment and thus economic development and growth. To satisfy the demand as well as to Improve the commercial banking service In our country, Prime Bank Limited, a scheduled bank was incorporate to initiate its operation with the aim to play the vital role on the socio-economic development of the country. At present Prime Bank Ltd (PBL) is one of the leading private sector banks in our country in terms of quality services to the customers & value addition for the shareholders. Financial Soundness of any financial institution is the prime concern for its survival in the competitive & changing business environment. This is more important in case of the banking institutions. Prime Bank Limited is a fast growing bank and several times it occupies the first position in CAMEL rating.I was assigned to PBL, SBC Tower Branch. I have studied "Retail Section in Credit Department ". While preparing this report I have tried to reveal the insight of the retail credit banking services of the bank. Simultaneously efforts have been made to provide an in-depth analysis on Loan sanction procedures and performance of PBL. Finally some recommendations and suggestions were also prescribed based on observations and findings.During the appraisal of Credit Risk Management Policy in PBL, I have found that it is the most significant term of every bank. Without this Credit Policy you can't run the banking operations. This Credit Risk Management Policy of the bank is prepared in line with the Guidelines of Bangladesh Bank on Credit Risk Management and for the guidance of the Officers/Executives in handling affairs relating to credit in a disciplined way. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh. Sun, 01 Jan 0008 00:00:00 GMT http://dspace.ewubd.edu:8080/xmlui/handle/123456789/968 0008-01-01T00:00:00Z http://dspace.ewubd.edu:8080/xmlui/handle/123456789/967 “Performance Evaluation of Dutch Bangla Bank Limited” Bhuiyan, Md. Mohiuddin Always there are two groups under consideration of financial condition, one is the surplus until and another is deficit unit. So between these two groups easy transaction of money is very necessary and important for balance. Bank and Financial institution do this important job. Dutch Bangla Bonk Ltd. foresees high growth in business in 2010. The growth will predictably generated from the diversified corporation sector, Personal Bonking, Money Market operations, Consortium finance and Export oriented initiatives. The objective o f Dutch Bangla Bonk is not only to earn profit also the social commitment and to ensure its co-operation to the person of all level. to the business, industrialist who are engaged in establishing large scale industry and the agro based oriented small and larger industries by self-inspiration. In the year of 2010, DBBL has 96 branches in whole over the country with 2763 employees who are well trained and dedicated to give better customer service. Today's business is very competitive and complex. To survive in the Bonking sector the Bonk need competitive people and has to toke some effective policy. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh. Tue, 01 Jan 0004 00:00:00 GMT http://dspace.ewubd.edu:8080/xmlui/handle/123456789/967 0004-01-01T00:00:00Z http://dspace.ewubd.edu:8080/xmlui/handle/123456789/966 An Overview of Capital Structure of Engineering Industry of Bangladesh Shahraiar, Salman Analysis of capital structure gives an overall scenario of the company's strength and capacity to acquire capital for running as well as growing its business. Equity and Debt are two chief financing sources of a company. Equity can be in the form of common stock and preferred stock; and debt, primarily in the form of bonds and notes and then it can be in the form of loans and advances from financial institutions. As both these two genres have unique sets of risk and return, choice of the financing source is always a critical parameter for the financial managers of any company. This report particularly focuses on the capital structure preferences of the companies in the engineering industry of Bangladesh and also to test the influence of various independent factors in the capital structure and the conformity of these factors with the predictions drawn by capital structure theories. With this objective, the cost of debt and equity of the selected companies have been analyzed, various leverages as well as ratios were calculated and finally, the influence of different influencing independent factors on capital structure has been tested. 'fhe analyses and calculations of this report entirely depend on secondary data collected from the annual reports of the selected companies and Dhaka Stock Exchange (DSE). The capital structures were determined by calculating the debt and equity portions of total value of the firm and then the costs of these two financing sources were computed separately the summation of which resulted in the total costs of capital. The use of Degree of Operating Leverage (DOL), Degree of Financial Leverage (DFL) and Degree of Total Leverage (DTL) resulted in the calculation of the riskiness and also in the profit potential of the entire firm. Finally, the influence of the independent factors like operating leverage, growth rate, tangibility, debt service capacity on capital structure was tested and a conclusion drawn on the influence of the factors and checked those with the popular theories. This thesis submitted in partial fulfillment of the requirements for the degree of Bachelor in Business Administration of East West University, Dhaka, Bangladesh. Fri, 01 Jan 0012 00:00:00 GMT http://dspace.ewubd.edu:8080/xmlui/handle/123456789/966 0012-01-01T00:00:00Z