An Internship Report on “ Comparative Study of Financial Performance between Mutual Trust Bank Ltd. and One Bank Ltd.

Abstract

This report was originated in result of my internship, which I did, as must requirement of BBA program. This report was done based on my learning of 12 weeks internship in Mutual Trust Bank Limited. The objective of this report was to gain knowledge from on the job experience and at the same time about MTBL and analyzing the financial performance, based on the knowledge that I gathered in the BBA courses. Mutual Trust Bank Limited (MTBL) is the successor of Bank of Credit and Commerce Limited. In 1999 when the bank collapsed the operation of this bank was taken by MTBL with all its assets and liabilities. Since then it is successfully operating its operation. Now it has 36 branches all over Bangladesh and concentrating on corporate, consumer and treasury banking. The report gives idea about the financial performance of the Mutual Trust Bank Ltd and One Bank Ltd. Both are leading local commercial banks in Bangladesh. At first report in corporate financial profile of both the leading bank MTBL and OBL. It mentions theperformances of profitability of these banks which are compared. Profit of MTBL grewBOT in mil 305 of 2008, BDT in mil 210 of 2007 and in mil 478 of 2006.Compare theEPS of these two banks because earnings per share simply indicate the earnings that eachshare able to generate over a period of one year. So that investor will take their decisionwhich will be a good decision for investing .. At the same time, it contains some ratioanalysis which will give an idea about the performance of both the banks, such as liability to equity ratio, asset to liability ratio, price earning ratio, capital adequacy ratio. At last the report includes the experience of mine. It mentions the work that I learn in the office. It is about CIB summery, FSS Financial spread sheet, Checklist of a corporate client where I have to calculate drawing power diary note, Credit summation, 6 months key figure (sales, borrowings, net worth, and net profit).